![]() ![]() This info may be listed in the small print of your insurance documents. We would advise that you check with your insurer to see if your current car insurance policy already includes open driving. That means it’s a great option for people who are part of a large family or share a car with friends.ĭo You Already Have Open Driving Insurance? If you’ve got the open insurance extension on your policy, anyone who meets the outlined criteria can driver your car. Who Can Drive Your Car with Open Insurance? If there’s a driver in your household that falls outside the above criteria, you should consider adding them as a named driver on the policy. Every insurer may have different criteria, so be sure to ask your broker when getting a quote or renewing your policy. In addition to this, most insurers will require that you have at least a two-year no claims bonus. To qualify for open drive insurance, you must be between the ages of 25-70 with a full Irish, UK, or EU driving licence. Many policies will have restrictions on who can be listed as a driver, as well as limits on the number of drivers that can be insured. Pro tip: If you drive a commercial vehicle for work such as a van or a taxi, many commercial insurance companies also offer open drive.Īs with any form of insurance, it's important to read the terms and conditions of the policy carefully. For a small additional cost, open drive insurance is certainly something to consider if your lifestyle fits the bill. In addition to this, when the car is being driven by both you and others, open insurance gives you greater flexibility and peace of mind when on the road. ![]() Additionally, if the owner of the vehicle is renting a car, the open drive insurance will provide coverage for the other drivers.Īnother great benefit is that your insurance coverage will extend to other drivers, whether it’s a comprehensive, third party, or third party, fire and theft insurance you’ve got. For example, with open insurance, if the named insured is unable to drive due to injury, illness, or death, protection will be provided for others while the car is being driven. Open drive insurance can provide coverage in a variety of situations. It's important to note that in the event of an accident when another driver is using your car, both the damage caused, and claims associated would fall under your insurance. Like open driving, you could consider another insurance extension known as ‘driving other cars’: this would provide you cover when cars owned by your friends and family are being driven by you. Although it’s a great benefit to have, it’s important to note that open drive insurance does not cover you to drive other people’s cars that is unless they too have an open driving policy on their car. Like breakdown assistance, open driver insurance is usually purchased as an extension to an existing insurance policy, so be sure to ask during your next insurance renewal or when getting a quote. Open driving insurance works by allowing specified drivers to use the car without being individually named on the policy. With open drive, drivers aged 25-70 with a full Irish, UK or EU licence will be covered on the insurance policy once they have permission from the main policyholder and/or owner when the car is driven. Open driving insurance (AKA open drive or open driver insurance) is a form of coverage that allows drivers to extend insurance coverage to any driver of their vehicle, at any time. What Is Open Driving Insurance and How Does It Work? At Coverinaclick.ie, we provide car insurance for young drivers which includes the open to add open driving at a low-cost price! It’s a good idea to include open drive on your car insurance, for situations when you may not be able to drive your own car and need assistance. Open driving insurance provides coverage when a driver other than the named insured is driving the vehicle. ![]() It is a great way to get insurance coverage for driving a borrowed or rented car or even a car owned by a family member or friend. Open drive insurance in Ireland is a type of car insurance that allows an individual to drive any car they’re given permission to drive. ![]()
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